Trucap | True Working Capital

Why clients love us

Personalised Approach

Quick applications and response times

No credit checks until you’re happy with our offer

Higher Approval Rates

We offer easy over the phone application

No credit checks till you are happy with offer

Loans for multiple Industries

We support MOST Industries including Construction & Trade

We offer customized solutions

Fast Funding

Anywhere from $5,000 - $250,000

Funds can be available in as little as 24 hours

Our Work is transparent, fair, and simple

TruCap is the next generation in unsecured lending. We provide true working capital for your business and can offer you a loan where others can’t.

We provide loans from $5,000 to $250,000 and offer finance to a wide range of industries.

All we require is a quick application, 6 months bank statements and a copy of your I.D.

TRUCAPGet your business the working capital it needs

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Our Business Process

Easy to Apply

Apply online and one of our team will contact you within minutes

Easy Approval

We aim to approve you within hours.

Easy Funding

We aim to fund you within 24 hours.

Our purpose is to make the funding experience seamless and efficient.

We aim to get you funded quickly so that you can focus on what matters the most. Your business!

We’re looking for business partners.

Whether you’re looking at taking your first step into commercial lending, or trying to diversify your lending portfolio.

Partner with Us

Whether you're looking at taking that initial step into commercial lending, or simply wanting to expand your existing broker business.

Upload Documents

Upload the necessary documents for your application directly to our lending portal.

Upload Now

“We understand the challenges that small businesses face”Our team has over 20 years of combined experience, and use it to give you the best chance at finance approval”

Apply online and one of our team will contact you within minutes

TruCap provide short term unsecured business loans to businesses throughout Australia, through our years of industry knowledge we can provide you with quick, low doc and hassle-free loan approvals. Whether you need the money for equipment, stock, expansion or cash flow.

We provide loans from $5,000 to $250,000 and offer finance to a wide range of industries, to get your loan approved all we require is a quick application, 6 months bank statements and a copy of your I.D.

Whether you're looking at taking that initial step into commercial lending, or simply wanting to expand your existing broker business, TruCap is here to support you. We provide quick decisions and can arrange fast funding for your clients. If you are interested in learning more, give us a call on 1300 702 042 or email us at [email protected]

Secure Finance

Whenever you need, TruCap will take away the stress and get you funded straight away.

Partner With Us

Become One of Our Partners by Completing the Quick Partner form or Contact Us on 1300 702 042.

Request a Call

Get in contact with our team within minutes or if you prefer, we can call you back at a time that suits you.

Lending CriteriaWe want your business

Active ABN

You need an active ABN (Australian Business Number).

6 months in Business

A Minimum 6 months trading for the business is required.

Monthly turnover

The business needs to be turning over at least $10,000 per month.

Our NewsletterTo People like you

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Clients' Words

All our clients have praised the easy and quick loan process at TruCap. Have a look what they have to say.

“TruCap is truly one of the best unsecured lenders we’ve had the privilege of working with and utilising their services. Their team is very professional, attentive and have gone above and beyond to help us. They take the time to listen and advise on best solutions. We would definitely recommend them to all business owners”

Hannah

Media business owner

“Very easy going, quick turnaround time and service was great!”

Lisa

Retail shop owner

“My experience with Trucap was excellent. I had been to multiple lenders that declined me for a variety of reasons, even though my business is trading very profitably. Ryan looked at my application objectively and was able to get me the money I needed within a very tight time-frame. I have no hesitations in recommending Trucap’s services to any business that needs an unsecured loan.”