• You must turnover a minimum of $10,000 per month.
• You must have been operating for at least 6 months and have a registered ABN
• You must be able to provide a minimum of 6 months business bank statements.
• You must be able to provide a copy of your identification when you apply

TRUCAP provides  Australia and New Zealand short term unsecured business loans to businesses throughout Australia, through our years of industry knowledge we can provide you with quick, low doc and hassle-free loan approvals. Whether you need the money for equipment, stock, expansion or cash flow, our purpose is cut out the hassle so you receive the funds fast, we want to ensure you have quick access to funds with the easiest application process so you can focus on growing your business.

Our loans do not have interest rates attached to them, we charge a fixed fee on the loan which is agreed upfront. We assess your business type, time in business, the size of loan you qualify for and your bank statements to determine the fixed fee based on the risk of the loan

Why should I apply with TRUCAP? We can offer the following:

• Easy application process
• Fast access to funds (receive funds within days)
• Flexible terms to suit your business
• Get up to $1,000,000 for any business purpose
• High approval rates
• Personalized service

Our aim is to approve you within 24 hours, on some occasions we may get back to you for additional paperwork however our aim is still to approve you with 24 hours.

We offer loans from $5,000 – $1,000,000.  We offer terms 3-12 months ?

You can receive the funds within 24 – 48 hours, on some occasions the funds can be available on the same day, funding can sometimes be held up when a customer cannot provide all the supporting information, we try to avoid additional information at all times so we can approve you fast.

You can you use the money for any business purpose, we do not stipulate what you use the funds for, please see below what customers generally use funds for:
• Purchase stock
• Equipment purchase/upgrades
• Marketing
• Hire more employees
• Pay expenses
• Cash flow

• Hospitality
• Retail
• Manufacturing
• Transport
• Real Estate
• Hair & Beauty
• Construction
• Contractors
• Automotive
• Cleaning Services • And many more……

We require a personal guarantee from the majority shareholder OR director ?  We would always obtain a directors signature in any instance.

  • “I found the experience with TRUCAP to be excellent, from the first online contact, right through to the funds settlement. All staff were helpful, prepared to listen and offered a quick response along with an understanding of small requirements.”


  • “Thank you Daniel. Most appreciated. You and your colleagues have been a pleasure to liaise with.”


  • “It is always a pleasure doing with Tru Cap
    We have found them to be friendly and very easy to deal with.
    They are always willing to try and help and are prepared to be flexible.
    They have always provided immediate feedback with approvals and delivered fast and efficient funding.”

    Mike Hanson

  • “They did a great job securing the money. I were extremely persistent and got a great result!”