What does TruCap do?

TruCap provide short term unsecured business loans to businesses throughout Australia, through our years of industry knowledge we can provide you with quick, low doc and hassle-free loan approvals. Whether you need the money for equipment, stock, expansion or cash flow, our purpose is cut out the hassle so you receive the funds fast, we want to ensure with the easiest application process so you can focus on growing your business.

What interest rate do you charge?

Our loans do not have interest rates attached to them, we charge a fixed fee on the loan which is agreed upfront. We assess your business type, time in business, the size of loan you qualify for and your bank statements to determine the fixed fee based on the risk of the loan.

What loan amount and Terms do you offer?

We offer loans from $5,000 - $250,000. Our loan terms vary from 3 to 12 months.

How soon can I receive the funds?

You can receive the funds within 24 - 48 hours, on some occasions the funds can be available on the same day, funding can sometimes be held up when a customer cannot provide all the supporting information, we try to avoid additional information at all times so we can approve you fast.

Are the loans unsecured?

Yes, our loans are unsecured, this means that you do not tie up your business assets. We require a personal guarantee from the majority shareholder or a Directors guarantee.

How fast can I get approved?

Our aim is to approve you within 24 hours, on some occasions we may come back to you for additional paperwork however our aim is still to approve you with 24 hours.

The Best Business SupportContact our Specialists for more information

Call 1300 702 042 

Other Questions

• You must turnover a minimum of $10,000 pe.r month.
• You must have been operating for at least 6 months and have a registered ABN
• You must be able to provide a minimum of 6 months business bank statements.
• You must be able to provide a copy of your identification when you apply

Why should I apply with TruCap? We can offer the following:
• Easy application process
• Fast access to funds (receive funds within days)
• Flexible terms to suit your business
• Get up to $250,000 for any business purpose
• High approval rates
• Personalized service

You can you use the money for any business purpose, wedo not stipulate what you use the funds for, please see below what customers generally use funds for:
• Purchase stock
• Equipment purchase/upgrades
• Extra Marketing
• Hire more employees
• Pay expenses
• Cash flow

• Hospitality
• Retail
• Manufacturing
• Transport
• Real Estate
• Hair & Beauty
• Construction
• Contractors
• Automotive
• Cleaning Services • And many more……